Digital Finance Analytics (DFA) Blog
"Intelligent Insight"
Our latest surveys to the end of February reveals the current state of Household Finances in Australian as measured by cash flow. A record 73.3% of those living in the rental sector are under pressure, while just over half of those with a mortgage are also in net negative cash flow. All up around 48% … Continue reading “Pop Goes My Budget!”
Our latest surveys to the end of February reveals the current state of Household Finances in Australian as measured by cash flow. A record 73.3% of those living in the rental sector are under pressure, while just over half of those with a mortgage are also in net negative cash flow. All up around 48% … Continue reading “Pop Goes My Budget!”
CoreLogic reported that their national Home Value Index (HVI) rose 8.1% in 2023, a significant turnaround from the 4.9% drop seen in 2022, but well below the 24.5% surge recorded in 2021. December’s 0.4% increase saw 2023 finish with a relatively soft monthly rise in home values. Despite the annual 8.1% increase, the year was … Continue reading “Pin The Tale (Yes, I Do Mean Tale), On The Home Price Donkey…”
CoreLogic reported that their national Home Value Index (HVI) rose 8.1% in 2023, a significant turnaround from the 4.9% drop seen in 2022, but well below the 24.5% surge recorded in 2021. December’s 0.4% increase saw 2023 finish with a relatively soft monthly rise in home values. Despite the annual 8.1% increase, the year was … Continue reading “Pin The Tale (Yes, I Do Mean Tale), On The Home Price Donkey…”
In this show, we examine the main reasons why it is likely property prices will fall next year – this is a counterpoint to my earlier show which went through the Five reasons why they will rise – as trotted out by the property spruikers. In summary, the risks from higher unemployment or a recession, … Continue reading “Five Reasons Why Home Prices Will Fall in 2024!”
In this show, we examine the main reasons why it is likely property prices will fall next year – this is a counterpoint to my earlier show which went through the Five reasons why they will rise – as trotted out by the property spruikers. In summary, the risks from higher unemployment or a recession, … Continue reading “Five Reasons Why Home Prices Will Fall in 2024!”
There is a critical issue now on the table, and it relates to what the right level of migration should be. In recent times, the taps have been open more than ever before, and there are significant consequences for households, and housing affordability. Some are now calling for a significant cut in migration, others are … Continue reading “Australia’s Stark Population Choice…”
There is a critical issue now on the table, and it relates to what the right level of migration should be. In recent times, the taps have been open more than ever before, and there are significant consequences for households, and housing affordability. Some are now calling for a significant cut in migration, others are … Continue reading “Australia’s Stark Population Choice…”
Home prices are driven by a combination of demand where population growth thanks to high migration puts upward pressure on prices; supply where more property for sale puts downward pressure on prices, and availability of credit as the catalyst for transactions to occur. Much of the debate is currently centered on supply side issues. As … Continue reading “The Elephants In The Room Of Property Prices”
Home prices are driven by a combination of demand where population growth thanks to high migration puts upward pressure on prices; supply where more property for sale puts downward pressure on prices, and availability of credit as the catalyst for transactions to occur. Much of the debate is currently centered on supply side issues. As … Continue reading “The Elephants In The Room Of Property Prices”