Mapping Mortgage Stress

A deep dive on mortgage stress, using our mapping tools, as we look across Australia to identify the areas with the highest stress counts – defined in cash flow terms. This is ahead of my upcoming live stream on Tuesday 12th March, where we will look at specific post code level data. Mark your diaries… … Continue reading “Mapping Mortgage Stress”

Another Confirmation Of More Mortgage Stress!

DFA released its report for January several weeks back, and confirmed a further rise in mortgage stress. In our show on this important issue, we also discussed the different methods used to assess mortgage stress. Now new research from Roy Morgan confirms our findings. They say their research shows 1,609,000 mortgage holders (31.0%) were ‘At … Continue reading “Another Confirmation Of More Mortgage Stress!”

An Important Update On Mortgage Stress…

Today we walk through the latest and troubling results from our surveys and analysis. Unfortunately, we see a further rise in cash flow stress (something confirmed by other analysts using different methods). Next week we will be running a live show on the analysis, but today’s show walks through the main highlights. Given the latest … Continue reading “An Important Update On Mortgage Stress…”

DFA Live Q&A HD Replay: Household Finances And Mortgage Stress Update

This is an edit of a live discussion using data from our core market model. We look at the latest mortgage stress data, and answer viewers questions. Which post codes are most impacted, and what are the implications? Go to the Walk The World Universe at https://walktheworld.com.au/ Please consider supporting our work via Patreon: https://www.patreon.com/DigitalFinanceAnalytics … Continue reading “DFA Live Q&A HD Replay: Household Finances And Mortgage Stress Update”

DFA Live Q&A HD Replay: Household Finances And Mortgage Stress Update

This is an edit of a live discussion using data from our core market model. We look at the latest mortgage stress data, and answer viewers questions. Which post codes are most impacted, and what are the implications? Go to the Walk The World Universe at https://walktheworld.com.au/ Please consider supporting our work via Patreon: https://www.patreon.com/DigitalFinanceAnalytics … Continue reading “DFA Live Q&A HD Replay: Household Finances And Mortgage Stress Update”

The Mortgage Stress Default Disconnect

According to the AFR, Australia’s red-hot jobs market is preventing the country’s most indebted borrowers from falling behind on their home loan, as internal Reserve Bank research reveals nearly one in five borrowers may be in mortgage stress. While unemployment nationally was 3.7 per cent in August, unemployment among homeowners was likely “almost non-existent”. But … Continue reading “The Mortgage Stress Default Disconnect”

A Deeper Dive On Mortgage Stress

Introduction The latest edition of the DFA Household surveys (a 0.5% sample across Australia), reveals the creeping mortgage and rental stress which is continuing to reach new highs. We measure stress in cash flow terms – money in and money out, and where there is a deficit, households are identified as “stressed”. Often households will … Continue reading “A Deeper Dive On Mortgage Stress”